When you think about your financial future, do you think long term or short term? Do you look ahead to retirement or wonder how you’re going to make rent next week?
Instead of thinking about one of those two extremes, why not look ahead a year or two? You can achieve a lot with a smart investment–like a 24-month CD. Buying a new car, putting a down payment on a house, those are the big financial dreams that can be yours. 
If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
Given the volatility of the stock market, many people are turning to safer methods of saving money. One such method is investing in CDs. If you find a great CD rate in Santa Ana, you can save quite a bit of money and help you and your family achieve your financial goals. 
Savings account rates across the nation will fluctuate over time, which means it’s important to check up on the latest rates near you and be sure you’re still earning the highest interest rate possible. Let’s examine what savings account interest rates are presently doing right now.
Current Rates in Santa Ana, CA 
Now that we’re in a new month, it’s a good time to take a look at current interest rates in Santa Ana.
Santa Ana Banking Rates has compiled a list of the best interest rates in the city for savings accounts and certificates of deposit. Find out if your accounts measure up or if it’s time to open a new one with a better rate. 
Buying a new car (or even a used one) often requires a big financial commitment, and the auto loan rate in Santa Ana you agree to when securing financing can either help you better budget the expense or lead to a financing nightmare. Don’t pay more for a vehicle that you should–research you rates option to find the best deal near you.

If you’re shopping around for the best interest rates in Santa Ana, starting with the financial institutions local to the community is a great idea. Smaller banks and credit unions often have the ability to offer higher rates. However, not all local institutions can compete with the top offers, which is why it’s so important to research the highest rates near you.
Below is a list of the best rates in Santa Ana, CA broken out by account type. As we near the end the first quarter of 2011, let’s examine how these popular bank accounts stack up against each other in terms of interest rates: 
It’s getting close to the end of March and CD rates in Santa Ana have adjusted slightly since last month. If you’re looking for a competitive CD rate to boost your savings, take a look at the latest rates for various term lengths below:
Best Santa Ana 6-Month CD Rates
- SCE Credit Union: 4.85%
- F & A Credit Union: 2.09%
- American Plus Bank, N.A.: 2.02%
Highest 12-Month CD Rates in Santa Ana
- SCE Credit Union: 4.84%
- F & A Credit Union: 2.3%
- American Plus Bank, N.A.: 2.27%
Top 24-Month CD Rates in Santa Ana
- SCE Credit Union: 4.84%
- F & A Credit Union: 2.54%
- American Plus Bank, N.A.: 2.53%
Please note that these rates are accurate as of the publish date but are subject to change at any time in the future.
Saving money takes discipline and patience, but now is the perfect time to get started if you haven’t yet. The holiday season is over and some of the highest savings rates in the nation can be found right in your own neighborhood. If you’d like to start earning more on your savings, you’ll need to find the highest savings rates in Santa Ana. 
Santa Ana is a thriving, mid-sized city for many reasons – lots of young people, interesting history, and plenty of nice folks who call it home. Santa Ana Banking Rates is happy to help people here realize their financial goals, no matter how big or small. Some rates include: